Securing today, preserving your family’s tomorrow.
From the house they grow up in to the vehicles that get them there safely, Kendall Adams Insurance helps protect your life’s work.
Home
Homeowners, condo, renters, and landlord policies, built around what it would cost to rebuild.
Auto
Liability, collision, and comprehensive for every driver and vehicle in the household.
Umbrella
Extra liability protection above your home and auto limits, for a large claim or lawsuit.
Life
Coverage that helps your family keep the house and cover expenses if you're gone.
Watercraft
Boats, personal watercraft, and the liability that comes with them on the water.
RV
Motorhomes and travel trailers, including the belongings you bring on the road.
From request to policy in three steps.
Tell us what you need
Fill out the quote request or call us. A few basics and your current policy are enough to start.
Review your quote together
We go over each coverage, your deductibles, and any bundle discounts, and adjust limits until it fits.
Start coverage
Once you approve, we handle the paperwork and send proof of insurance to your lender if needed.
Helpful to have these handy.
None of these are required to get started, but having them nearby helps us give you an accurate quote the first time.
- Current declarations pageShows your existing limits and premium so we can compare.
- Roof age and materialOne of the biggest factors in home pricing.
- Square footage and year builtUsed to estimate rebuild cost for Coverage A.
- Recent updatesElectrical, plumbing, or HVAC work can lower your rate.
- Mortgage lender infoSo we can list them on the policy correctly.
- Driver's licenses and VINsFor auto, RV, or watercraft quotes, one per driver and vehicle.
Request a quote
Takes about 10 minutes. We'll follow up within one business day.
Coverages A through D protect your home and everything in it.
These four coverages make up the property side of your policy. Your quote shows a limit for each one, and we review every number with you before you decide.
Dwelling
The house itselfPays to repair or rebuild your home after a covered loss such as fire or windstorm, including attached structures like a garage or deck. We set this limit to what it would cost to rebuild today, which can be different from what the home would sell for.
Other structures
Detached structuresCovers structures on your property that aren't attached to the house, such as fences, sheds, detached garages, and gazebos. This limit is often set as a percentage of Coverage A, commonly 10%, and can be raised if you have larger structures.
Personal property
Your belongingsProtects furniture, clothing, electronics, and other belongings, at home or while you travel. We'll help you choose between replacement cost, which pays to buy new, and actual cash value, which subtracts depreciation. Jewelry and other valuables may need added coverage above the standard limits.
Loss of use
Additional living expensesIf a covered loss makes your home unlivable, this pays the extra cost of living somewhere else while repairs are underway, such as a rental or hotel and higher food costs.
Your policy also includes personal liability (E) and medical payments to others (F), which we'll cover when we review your quote. Exact coverages, limits, and exclusions depend on the carrier and policy form. Earthquake and Flood are separate policies. We can cover both.
Kendall Adams Insurance, a member of Steele Insurance Agency.
Kendall Adams Insurance is a member of Steele Insurance Agency. We help individuals and families protect their homes, vehicles, and futures with home, auto, umbrella, life, watercraft, RV, earthquake, and flood coverage.
We review your policies, explain your coverage in simple terms, and bring you solutions that fit your needs. When something changes, like a new car, a new home, or a growing family, we're a phone call away.
Meet Kenny
With over two decades of experience in sales and insurance, Kenny Adams is passionate about helping individuals and families protect what matters most. Through Kendall Adams Insurance, a member of Steele Insurance Agency, Kenny takes pride in building lasting relationships with his clients and ensuring they have the right coverage to protect the assets they’ve worked hard to build.
Above all, Kenny is a family man. He and his wife, Jamie, are proud parents to three children: Brixton (8), Brody (6), and Kendall (1). Outside of work, you’ll find Kenny traveling with his family, enjoying the beach, spending time on the golf course, and giving back to his community. A former collegiate golfer at the University of San Francisco, Kenny now enjoys sharing his love of the game with his sons, Brixton and Brody, who often join him on the course on weekends.
Kenny Adams, Licensed Insurance Agent · Lic. #0L80036